Floyd was born on February 24, 1977 in Grand Rapids, Michigan. He began boxing shortly after he could walk and became a professional boxer in 1996 at the age of 19. Floyd was destined to be a boxer. His father and two of his uncles were professional boxers. Boxing, simply put, was in his blood. As a young boy, Floyd was constantly at the local gym, which was located just five doors down from his family's home.